Loan Helper
Personal loan request
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Personal loan request

Get your personal loan up to $5,000

Submit a simple online request and get connected with a lender quickly. Approval and loan terms are not guaranteed.

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Clear-cut online form
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Quick request form

Only one short step to begin.

Loan amount ($100 - $5,000)
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You may be redirected to a lender or loan network to view potential offers.

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Advantages

Submit a fast online request — no store visits needed.

Fast process

The basic request form usually takes only a few minutes to complete.

📄

Simple form

Everything is online and straightforward, with no paperwork to print.

More than scores

Lenders may consider more than credit scores when reviewing your request.

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Quick request

A short online form

Submit from home at any time and see if you can be matched with a lender.

  • Request $100 – $5,000.
  • Lenders may consider more than credit scores.
  • Review all terms and rates before you decide.

How it works

A simple 3-step online process.

1
Submit request
Fill out the basic online form and submit your information.
2
Review offers
If matched, carefully review the loan offer details, including APR and fees.
3
Receive funds
If you accept an offer, funds may be transferred directly to your bank account.
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Why submit online?

You can check loan options from almost anywhere, at any time.

  • No in-person store visits required.
  • Secure data encryption for your request.
  • No obligation to accept any offer you receive.

Representative rates and terms

Actual APR, loan amounts and repayment terms are set by individual lenders.

Participating lenders may offer personal loans from $200 up to $5,000. Annual Percentage Rates (APR) may range approximately from 4.95% to 35.95%, with repayment terms from 90 days up to 84 months for qualified customers. The examples below are for illustration only. Your actual rate, payment amount and total cost of credit will depend on the offer you receive from a lender.

Loan amount Example APR Example term Example monthly payment Example total of payments
$200 15% 6 months $34.71 $208.28
$1,000 13% 12 months $89.32 $1,071.81
$2,000 11.5% 24 months $93.68 $2,248.34
$3,000 10.5% 36 months $97.51 $3,510.26
$5,000 10% 48 months $126.81 $6,087.02

These figures are only representative examples and do not reflect all possible loan offers. Always review the full terms, fees and conditions provided by your lender before agreeing to a loan.

Frequently asked questions

Some common questions about submitting a personal loan request online.

Is Loan Helper a lender?
No. Loan Helper is not a lender and does not make credit decisions. This website is used to submit your information so it can be shared with participating lenders or lending partners who may offer you a loan.
Will I be approved for a loan?
Approval is not guaranteed. Each lender reviews your information according to their own criteria, which may include your credit history, income, existing debts, state of residence and other factors.
How quickly could I receive funds?
If you are approved and electronically sign a loan agreement, funds may be deposited as soon as the next business day, but timing varies by lender and by your financial institution.
Will submitting a request affect my credit score?
Completing the initial request on this website does not directly impact your credit score. However, lenders may perform a credit check when you review or accept a loan offer, which can influence your credit profile.
What happens if I miss a payment?
Missing payments or making late payments can result in additional fees, increased interest and negative credit reporting. If you cannot make a payment, contact your lender as soon as possible to discuss options.
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Ready to see your options?

Request $100 – $5,000 online. Checking your options does not obligate you to accept any offer.

Start your request